Idlewise Learn

Clear answers on where company cash should wait.

Short papers on liquid funds, redemptions, approvals and tax, written for finance teams and boards.

9 papers·36 minutes of reading·5 topics

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Recently published

  1. Liquid fund or arbitrage fund: how do they differ for company cash?

    Comparison · How a liquid fund and an arbitrage fund differ on getting money out, safety, tax and cost, so your company can make its own choice.

    18 Sept 2026 · 5 mins

  2. Still putting your company's spare cash in FDs?

    Comparison · What happens when you need money back early, how a bank deposit compares to a liquid fund, and where your money stays.

    8 Sept 2026 · 5 mins

  3. Your FD matures on its date, not the day you need the money

    Comparison · Why fixed deposit dates rarely match your company's payment schedule and a way to keep cash working while staying ready for bills.

    1 Sept 2026 · 5 mins

Idle Cash

Why move it out of the current account at all?

2 papers

  1. How can an educational institute keep its fee money working until salaries are due?

    How a school or college can earn on spare fee collections before using the cash for its next major monthly payment.

    18 Aug 2026 · 4 mins

  2. How can your company earn on cash in its current account?

    Where a company's spare cash can go instead of sitting idle and how the money comes back to the bank for payments.

    21 Jul 2026 · 3 mins

Governance

Who gets to press the button?

1 paper

  1. Which businesses can put spare cash in mutual funds?

    The different types of organisations that can invest their idle cash and the internal sign-offs each one needs first.

    4 Aug 2026 · 3 mins

Compliance

What will the auditor and the taxman see?

1 paper

  1. Your company pays tax on FD interest before the FD matures

    How the timing of tax payments differs between bank deposits and mutual funds, and what that means for your company's cash flow.

    11 Aug 2026 · 3 mins

Comparison

How does it stack up against an FD?

5 papers

  1. FD or arbitrage fund: what's different for company cash?

    How the two differ on getting money out, safety, tax and cost, so your company can make its own choice.

    25 Aug 2026 · 4 mins

  2. FD or liquid fund: what changes for your company's spare cash?

    How the two options differ on getting money out, safety, tax and cost, so your company can make its own choice.

    28 Jul 2026 · 4 mins